Speed and convenience in hiring processes

It is getting simpler and simpler to purchase life insurance, but some steps still need to be followed. The submission of documents to regulate the relationship between the parties, insurers and insured, is still necessary before the conclusion of any hiring process. One of these documents is the Personal Health Declaration or PHD, which informs the insurance company of the current health status of the prospective insured, so that an analysis can be made prior to contracting the insurance.

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Currently this type of document can be sent electronically, bringing more agility and convenience, and can be filled out and sent from anywhere and at any time

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How we do it at Caren

Our platform integrates the entire insurance contracting process, from the registration of the proposal until the insurer makes the decision. With it, it is possible to register proposals and send the Personal Health Declaration online.

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The data stored in Caren are capable of automatically suggesting the acceptance or rejection of the proposal to the underwriter or broker, who can also, through the platform, request more information from the proposer. This way, we reduce possible losses and speed up the process, saving resources and team time.

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Focusing on what really matters

Through machine learning techniques it is possible to collect and process a large amount of data, which supports decision making, speeds up underwriting processes, and makes insurance contracting faster and more accurate.

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Contact us and schedule a demonstration of our Online Personal Health Declaration.

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Caren - New times call for a new way of caring!

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